Summary
Inside Loan Officers receive company-supplied leads in a call center environment. You will initiate the mortgage origination process for potential clients—preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate.
Responsibilities
- Build rapport with existing and potential borrowers; meet and exceed customer expectations.
- Analyze borrower financials and advise on appropriate loan products.
- Excel in a fast-paced environment; multitask and follow up on multiple files daily.
- Receive lead aggregators and live inbound calls daily (no cold calling).
- Structure and price loans accurately; lock loans at point of sale.
- Request initial documents and submit an initial paperless loan package to operations.
Requirements
- 2+ years of full-time loan origination experience in a call center environment.
- Active CA NMLS (DFPI) license required.
- Proven success in high-volume, fast-paced sales environments.
- Ability to structure and price loans accurately.
- Strong knowledge of loan products: Conventional, Government, Non-QM, HELOCs, Interest-Only, ARMs, Jumbos, Refi, and Purchase loans.
- Meticulous, strong critical thinking, excellent communication and negotiation skills.
- Comply with company policies and all applicable federal, state, and local laws and regulations governing the mortgage banking industry.
Education & Licensing
- High School Diploma or equivalent.
- Minimum two years full-time loan origination experience (call center preferred).
- Active California state license through NMLS (DFPI) required.
Job Type & Schedule
- Job Type: Full-time • Onsite (Orange, CA)
- Schedule: 8-hour shift, Monday–Friday; weekends as needed
Compensation
- Guaranteed hourly base plus aggressive bonus tiers
- $100,000 – $275,000 earning potential
- Paid semi-monthly
Benefits
- Health, Dental, Vision insurance
- 401(k)
- PTO & Holidays
- Opportunities for advancement
- Complimentary gym membership
Work Authorization
Must be able to verify identity and employment eligibility to work in the U.S.
Equal Employment Opportunity
WeLoan is proud to be an Equal Employment Opportunity employer. We maintain a workplace free of harassment, discrimination, and retaliation based on age, race, religious creed, color, national origin, ancestry, physical or mental disability, medical condition, genetic information, marital status, sex (including pregnancy, childbirth, breastfeeding and related conditions), gender, gender identity, gender expression, sexual orientation, military or veteran status, or any other status protected by federal, state, or local laws. If you require assistance or accommodation due to a disability, please contact us at (714) 755-3600.